At present, e-mail is one of the most frequently used means of information exchange between companies and individuals.  It is used for all types of matters and communications, including those of great importance, relying on the fact that the mere act of sending the e-mail is proof enough that it has actually taken place. That […]

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Businesses spend a significant amount of resources every year on preventing online fraud. However, the ability to prevent unjustified chargebacks remains complex due to the challenge of knowing that a cardholder will submit a fraudulent claim at a later date. In Spain, the implementation of electronic commerce has grown progressively in recent years. According to […]

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Lenders are obliged by regulation to provide very specific information to customers at the very first stages of a credit product application, the information to be provided in any durable medium. In order to be able to prove that they have complied with their obligation to inform, it is mandatory to keep immutable records of […]

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