At present, e-mail is one of the most frequently used means of information exchange between companies and individuals.  It is used for all types of matters and communications, including those of great importance, relying on the fact that the mere act of sending the e-mail is proof enough that it has actually taken place. That […]

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friendly_fraud_ecommerce_chargeback

40% of Spaniards make Internet purchases every month according to data provided by the Spanish Economic and Social Council, which highlights that in 2016, electronic commerce turnover in Spain rose by 23.3% over the previous year for a total of close to €22 billion. Although these figures are still far from those of other European […]

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cjhargeback_friendly fraud_ecommerce

Businesses spend a significant amount of resources every year on preventing online fraud. However, the ability to prevent unjustified chargebacks remains complex due to the challenge of knowing that a cardholder will submit a fraudulent claim at a later date. In Spain, the implementation of electronic commerce has grown progressively in recent years. According to […]

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There seems to be some confusion between different concepts that have something to do with cryptography, particularly in their application to email communications: signature, encryption, encoding, and registration of email messages. Digitally signed emails Digitally signing emails only fulfills two objectives: Non-repudiation: to accredit who the author of the communication is. Integrity: to ensure that […]

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Lenders are obliged by regulation to provide very specific information to customers at the very first stages of a credit product application, the information to be provided in any durable medium. In order to be able to prove that they have complied with their obligation to inform, it is mandatory to keep immutable records of […]

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eEvidence took part in the last edition of  the eFintechShow, a meeting based in the new business models of the financial sector, banking and insurance. Two days in which the participants had the opportunity to share their success stories and analyze the new trends as well as the main challenges the sector may deal with. […]

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Last Friday, March 10th, we were invited to attend the Webinar on the eIDAS Regulation, ERDS and CEF eDelivery for Postal Service Operators. Certainly, a good opportunity to get to know some of the projects related to CEF eDelivery. What is the Connecting Europe Facility eDelivery regulation? Just for the record, the Connecting Europe Facility (CEF) […]

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On 23.07.2014, the European Parliament adopted the Regulation (EU) No 910/2014 on electronic identification and trust services for electronic transactions. In brief, the regulation establishes the legal framework for all state members in regards to electronic identification and electronic trust services. Among many considerations, the 910/2014 clarifies the requirements that electronic registered delivery services must […]

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Effective 17 October 2015, Visa has implemented changes to the dispute rules related to Compelling Evidence. These changes now allow merchants greater flexibility in providing documentation to prove the cardholder participated in the transaction and make the process more efficient while managing customer disputes. The changes on admissible Compelling Evidence are particularly relevant to the […]

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